What Companies Provide Disability Insurance for Doctors?

3 minute read

Insurance is complicated and it takes too much time to research and understand.

There are many companies that provide some form of disability insurance. When it comes to looking for disability insurance for a physician, however, there are only a few that provide the comprehensive coverage you need known as *true own-occupation coverage* which is only provided by 6 insurance companies at this point.

The "Big 6" insurance companies include:

  • Principal
  • Guardian
  • Mass Mutual
  • Ameritas
  • Standard
  • Ohio National
The Big 6 Insurance Companies | Physician Own-Occupation Disability Insurance and Term Life Insurance | Patternlife.com

Some policies are often confused for having *true own-occupation coverage*, but DO NOT. Some of these include:

  • Northwestern Mutual
  • AMA
  • UNUM
  • Hartford
  • State Farm
  • Most employer provided group plans

When it comes to the“Big 6” companies, each company can have different options and definitions that may suit one doctor better than another.

At Pattern, we understand that there isn’t one magical policy that works for everyone, which is why with one simple form we will get you quotes from all 6 companies so you can be confident you have the best policy at the best price.

Get started with your personalized quotes by filling out our quote request here.