Life insurance gives you peace of mind knowing that your family would be financially protected if you unexpectedly leave them behind. So it’s clear that life insurance is a big part of a sound financial plan.
Life insurance is complicated, let us help you keep it simple.
But did you know there are over 800 life insurance companies in the US? Crazy, right? And do you really want to call them all yourself? We know you don’t want to sort through them all, so let us do it for you.
We usually quote 10x your annual income.
“Wait, you mean no fancy equation to give me a crazy high number?” - Dr. Peter
No… next question :).
Usually that gets you close enough. If you want to get fancy you could add up your current debts, what your funeral will cost, costs to replace you (child care for example) then figure out how much you want your beneficiaries to live off of with your absence, etc etc....
After all of that, you would probably just come up with a number close to 10x your income.
Who We Quote
When you’re looking for a life insurance company, there are lots of factors to weigh: customer service, financial score, price, the type of insurance, policy provisions, among others. After all, you want there to be zero doubt about a life insurance company’s ability to pay a claim. Plus you’ll want to work with a company that has enough options that you can personalize your coverage and get the best policy for you.
So you remember how there are 800 different life insurance companies? Luckily for you, we’ve already sorted through and selected around 30 of the best rated, most respected, and price-friendly companies. For a full list, feel free to contact us.