Physician Disability & Life Insurance Made Simple

Choose a product to get your quotes

  • Understand What You're Buying

  • Save Time Comparing Your Options Side by Side

  • Discounts Available

Disability insurance is complicated.

Doctors shouldn’t have to take time to sort through a bunch of insurance quotes to find the best policy.
Don't stress over insurance shopping, let us find the best coverage for you at the most affordable price.

Trusted by Over 20,000 Doctors

Thousands of Doctors nationwide have trusted us to help them compare, understand, and buy insurance.

We Know Your Time Is Valuable & Understand What It's Like To Get Ripped Off

Which is why thousands of Doctors have trusted us to help them compare and buy insurance.

  • If I had to do it again, I would use Pattern or tell people to use Pattern as a way of getting disability insurance.
    Dr. Adam
  • I thought it was a very personal service. Everyone is easy to talk to and they take the time to explain some definitions and make sure that it's easily understood on our behalf and simplified in a way that we can understand it, and I think that made a difference.
    Dr. Doble
  • I felt pretty relieved and just happy knowing that, if something happens, I'm covered and I can take care of myself and my wife.
    Dr. Plogman

How It Works

  • Step 1: Request Your Quotes

    Fill out a simple form and we'll gather your personalized quote comparison form.

  • Step 2: Compare Your Options

    Talk with us online to compare and understand what you're buying.

  • Step 3: Secure Your Policy

    We will handle boring paperwork so you can get back to what you'd rather be doing.

Get Started with Step 1: Request Your Quotes

Start Your Research with the Beginners Guide to Disability Insurance

Read the Guide

Frequently Asked Questions

    No, the only thing you will ever pay is a premium to the insurance company itself.

    We are an independent agency, meaning that we do not have an affiliation with any one company. We are looking out for your best interests as we don’t have to meet any requirements to do business with any specific company. We actually get a finders fee from these insurance companies and they are all the same, so we don’t have any financial conflict of interest either.

    Yes! If you want to make modifications to your application, just email your relationship manager at Pattern. Nothing is final until you sign your policy.

    This is based on your age, health, income, personal history, and state you practice. Once all these details are gathered, the insurance company runs an algorithm with your information to finalize a premium.

    We know that financial and legal products are complicated, and it takes too much time to research them all and to get pricing from a bunch of different companies. At Pattern we do all the work for you and give you all of your options at once, so you can be sure you understand what you’re buying and that you’re getting the right policy without wasting your time. We know you’ve got better things to do.

    We’ve developed a simple plan that allows you to relax while we do the heavy lifting. The first step is simply to request your quotes. The second is to compare the policy options that we put together for you and get answers to any questions you have. And the third is to apply and buy risk-free.

    If you would like to, you can increase it! Once you receive a signed contract, get in touch with us. Your monthly benefit and premium will depend on your new income, age, and state you’ll be practicing. The process is simple and will not require you to undergo underwriting all over again.