Percent More or Less than Average Premium
Policy Options from All of the Big Five Companies:
Unisex Policies Offered
*The information on this page is accurate as of the date this page was created, September 2021. Policies and discounts vary by individual circumstances. For information on your specific options, please console with one of our advisors.
The people and culture in Texas are unique. They appreciate their natural beauty, which includes vast stretches of forests as well as farms across the state's agriculture-rich terrain! In addition to being an important source of food production thanks largely due its cotton crops (which produce more than $1 billion annually), this southern utopia provides many opportunities including high-paying jobs at Fortune 500 companies like Dallas Fort Worth International Airport or The University Of Houston System.
Do you practice medicine in Texas? There are more than 35,738 active physicians in Georgia from a variety of specialties including:
Emergency medicine: 3,448
Endocrinology, diabetes, and metabolism: 500
All other specialties: 14,596
The value of having financial and income security is very high for active physicians. But what does it mean to have financial and income security for a physician?
To have financial and income security means making sure you still receive monetary gains even if you're not able to work. This can be done with physician disability insurance, which is a type of coverage that provides money for an injury or sick leave taken due out-of -office circumstances like long-term illness; it doesn't matter what caused them!
There are generally two main forms of disability insurance: short-term and long-term. Short-term disability insurance covers physicians between 3–6 months and replaces up to 80 percent of your income while you’re covered. Common disabilities covered by short-term insurance include:
childbirth or maternity leave
vehicle accident injuries.
Long-term disability insurance is usually the more popular option for people who can't work any longer because of serious illness or injury. This type of policy covers you until age 65 and replaces your take-home pay if needed, which could be why it's so common among older workers in America today!
Common injuries covered by long-term disability insurance include:
Mental health disorders
When you work with Pattern, we work with you to complete 3 simple steps:
Request your quotes: you fill out a quote request form, and we submit it to each of the Big Five Companies
Compare your options: you review and compare your five quotes. Your Pattern support team will be there to guide you through the policies, answer your questions, provide examples, and make sure you have a clear understanding of each policy.
Apply and buy: after you’ve made a decision, we will help you complete and submit a short application. From there, we will handle the insurance paperwork and get your income insured.
For frequently asked questions about physician disability insurance, visit Chapter 8 of our Guide to Disability Insurance!