Summary Of Rhode Island Specific Policy Features*

Percent More or Less than Average Premium

  • Male: 4.29%

  • Female: -6.73%

Policy Options from All of the Big Five Companies:


Unisex Policies Offered


*The information on this page is accurate as of the date this page was created, September 2021.  Policies and discounts vary by individual circumstances. For information on your specific options, please console with one of our advisors.

Rhode Island, a U.S. state in New England, is known for its sandy shores and seaside Colonial towns. It's home to several large cities, including Newport, which is famed for sailing and Gilded Age mansions, such as The Breakers. Providence, its capital, is home to Brown University, green Roger Williams Park, landscaped Waterplace Park, and Riverwalk, with the famed WaterFire art installation.

Rhode Island has an interesting history when it comes to its counties. The state didn't originally have any county governments, but this changed with the establishment of municipalities that handled all local government matters within their boundaries - there are now 39 cities and towns in total! One major population center today results from historical factors; development took place predominantly along three rivers.

The state's 19 largest municipalities ranked by population are[75] :

  1. Providence (190,934)

  2. Cranston (82,934)

  3. Warwick (82,823)

  4. Pawtucket (75,604)

  5. East Providence (47,139)

  6. Woonsocket (43,240)

  7. Cumberland (36,405)

  8. Coventry (35,688)

  9. North Providence (34,114)

  10. South Kingstown (31,931)

  11. West Warwick (31,012)

  12. Johnston (29,568)

  13. North Kingstown (27,732)

  14. Newport (25,163)

  15. Westerly (23,359)

  16. Central Falls (22,583)

  17. Lincoln (22,529)

  18. Bristol (22,493)

  19. Smithfield (22,118)

As of 2021, there is a total of 2,746 active physicians in Montana who provide specialty care in a variety of areas including:

  • Anesthesiologists: 137

  • Emergency medicine: 437

  • Surgery: 295

  • Radiology: 203

  • Oncology: 180

  • Endocrinology, diabetes, and metabolism: 64

  • All other specialties: 943

Let Pattern Help

As a key factor in financial security, physician disability insurance is an internationally recognized type of coverage that provides income if you become unable to work due to injury or illness. The experts at Pattern will help educate and guide your journey with this important element for doctors everywhere!

Our goal is to provide you with the resources and expertise needed to fully understand physician disability insurance. As an independent agency, we don’t have any affiliation with the Big Five Companies that offer physician disability insurance and are only looking out for you and your best interests.

When you work with Pattern to find disability insurance, we work with you to complete 3 simple steps:

  1. Request your quotes: you fill out a quote request form, and we submit it to each of the Big Five Companies

  2. Compare your options: you review and compare your five quotes. Your Pattern support team will be there to guide you through the policies, answer your questions, provide examples, and make sure you have a clear understanding of each policy.

  3. Apply and buy: after you’ve made a decision, we will help you complete and submit a short application. From there, we will handle the insurance paperwork and get your income insured.

We know how difficult it can be to understand generally what disability insurance is, how it affects income security for physicians, and the best ways to find a comprehensive plan for you. Unlike your employer, we are dedicated to finding you the best disability insurance policy that meets your needs.