Summary Of Ohio Specific Policy Features*

Percent More or Less than Average Premium

Male: -5.76%

Female: -2.31%

Policy Options from All of the Big Six Companies:

Yes

Unisex Policies Offered

No

*The information on this page are accurate as of the date this page was created, September 2021.  Policies and discounts vary by individual circumstances. For information on your specific options, please console with one of our advisors.


Ohio is a state in the Midwestern region of the United States. Of the fifty U.S. states, it is the 34th-largest by area, and with a population of nearly 11.8 million, is the seventh-most populous and tenth-most densely populated.


As of 2021, there were 24,068 active physicians in Kentucky, all working in a variety of specialty areas.


This statistic depicts the number of active physicians in Ohio as of March 2021, sorted by specialty area. At that time, there were some 2,017 anesthesiologists employed in Ohio. In total, there were 24,068 specialty physicians in Ohio.


Why Disability Insurance?

As an active physician, you’ve invested a lot of time and money into your medical career. You’ve spent dozens of hours learning the best ways to diagnose and treat patients with a variety of issues.


Preparing for the unexpected is key to financial security

In order protect yourself and loved ones from hardship, it’s important that you prepare in advance so when an unpredictable event does occur there will be no sudden setback. The 3 steps I recommend are getting medical education through college or equivalent training; finding employment after graduation (or anytime during); establishing good credit by making timely payments on time each month - even if they're small!.


Disability insurance is a must-have for doctors and their families. disability coverage protects you in case of an injury or illness, including medical care such as hospital stays that can run into thousands of dollars per session!


The best part about this type? It’s affordable - many plans offer long term benefits at low cost compared to other types; plus they're customized just how YOU need them so there's no worries when it comes time take out your own policy later on down the road. Disability Insurance covers several common catastrophic disabilities such as:


  • Mental Health Disorders

  • Cancer

  • Vehicle Accidents

  • Childbirth Complications

  • Musculoskeletal Disorders

  • Bone Breaks


Coverage for long-term disability insurance begins 3–6 months after your disability, unlike with short-term disability insurance which begins 5–10 days after your disability. For more information on the difference between short- and long-term disability insurance, read Chapter 1 of our Beginner’s Guide.


When you work with Pattern, we work with you to complete 3 simple steps:


  • Request your quotes: you fill out a quote request form, and we submit it to each of the Big 6 Companies

  • Compare your options: you review and compare your six quotes. Your Pattern support team will be there to guide you through the policies, answer your questions, provide examples, and make sure you have a clear understanding of each policy.

  • Apply and buy: after you’ve made a decision, we will help you complete and submit a short application. From there, we will handle the insurance paperwork and get your income insured.