Summary Of New York Specific Policy Features*

Percent More or Less than Average Premium

  • Male: 4.29%

  • Female: -6.73%

Policy Options from All of the Big Five Companies:

Unisex Policies Offered


*The information on this page is accurate as of the date this page was created, September 2021.  Policies and discounts vary by individual circumstances. For information on your specific options, please console with one of our advisors.

The city of New York is one that will never be forgotten. From its bustling downtown cores to scenic riversides, these 5 boroughs offer something for everyone with iconic sites such as skyscrapers and vast parks alike! One thing about NYC you can't miss out on is the amazing shows at Broadway theatres where they stage some incredible performances right in front of us - like when we were all spellbound by Mamma Mia!

According to Ballopedia, healthcare policy in New York involves the creation and implementation of laws, rules, and regulations for managing the state's healthcare system. The healthcare system consists of services provided by medical professionals to diagnose, treat, and prevent mental and physical illness and injury. The system also encompasses a wide range of related sectors, such as insurancepharmaceuticals, and health information technology.

Where to Find Physician Disability Insurance

Physicians in New York who want to be financially secure should consider getting physician disability insurance. This type of coverage, which is paid into every year and awaits your needs if you become disabled while working as a doctor or other medical professional—such as a nurse practitioner (NP)—can cost up to 1-3% on average for those with high salaries; however, there are also low priced options available depending upon what factors affect pricing based off their individual situation like age and gender.

When looking for disability insurance for doctors, it’s important to know who the Big Five Companies are. As we explain in Chapter 4 of our Disability Insurance Guide, there are five main companies that offer exceptional physician disability insurance:

How to Find Physician Disability Insurance

We want you to be able to get the disability insurance policy that's perfect for your needs, so we're here at Pattern. We know how difficult it can sometimes seem like there are too many options and not enough time in a day. Don't worry! Our team has the answers to every question or concern you might have about physician healthcare services including medical malpractice coverage (which includes personal injury). No matter what stage of this process has brought someone into contact with us—whether they've already spoken with a provider who referred them elsewhere or wondering if their employer offers any type of disability insurance—we can help!

When you work with Pattern, we work with you to complete 3 simple steps:

  1. Request your quotes: you fill out a quote request form, and we submit it to each of the Big Five Companies

  2. Compare your options: you review and compare your five quotes. Your Pattern support team will be there to guide you through the policies, answer your questions, provide examples, and make sure you have a clear understanding of each policy.

  3. Apply and buy: after you’ve made a decision, we will help you complete and submit a short application. From there, we will handle the insurance paperwork and get your income insured.

For frequently asked questions about physician disability insurance, visit Chapter 8 of our Guide to Disability Insurance!