Most physicians should employ the services of a financial professional to assist in their acquisition of disability insurance.
Analysis services are generally free and very helpful. However, it is important to use independent, unbiased advisors and not single-company insurance salesmen. Physicians typically should not buy a disability insurance policy solely based on the recommendation of anyone who only can represents one company as they are biased and are not looking at other options which may actually be better for you and your unique life circumstances. Independent advisors can shorten your research time by providing an unbiased analysis of your best options that is focused on fitting the best company and policy to your specific situation.
Independent advisors can shorten your research time by providing an unbiased analysis of your best options that is focused on fitting the best company and policy to your specific situation.
The greatest investment you have made is in your training. The greatest financial asset you will probably ever own is the return on that investment: your career income. We offer quotes from the 6 companies that offer True Own-Occupation disability insurance.
Did you know there are over 800 life insurance companies in the US? Crazy, right? And do you really want to call them all yourself? We know you don’t want to sort through them all, so let us do it for you. Luckily for you, we’ve already sorted through and selected around 30 of the best rated, most respected, and price-friendly companies.