Physician disability insurance quotes that you can actually understand.

Our 3-step process is a faster, simpler, and more educational disability insurance shopping experience.

Show me why

We only quote specialty-specific own-occupation policies made for physicians.

Why is it so confusing?

All the companies are different

6 different quotes make it hard to find simple information like price, features, and discounts.

Too much industry-specific language

Every company uses different acronyms (some of them mean the same thing)… you don't have time to decipher each one.

Too many options

As a doctor, which features do you need and which riders aren't worth it?

Inconsistent pricing

How do you know you have the best price? We work with hundreds of physicians all over the US and have the best pricing available.

That's why we created an simpler, faster, and more educational quote process

We've created the fastest process available to simplify and quote all companies side-by-side.

Use our 3-step disability insurance quote process:

Fill out some basic information using the form below.
Click here to get started.
Learn about policy features and pricing side-by-side. Ask an expert any questions you have.
Pick a company and apply to reserve your discounted resident/fellow training program rate for the rest of your career.

Request your simplified quotes

We use all this information to get you the most accurate quotes in the industry.

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Did you know?

There are only 6 carriers that provide disability insurance suitable for physicians:


Dr. Jitesh J
"They took care of everything on time and they answered my questions very well. It was a positive experience. Electronic paperwork is much easier than actually having to sign and fax over things. Plus, it gives us a nice record on my e-mail if I want ever go back and look at it. It’s much easier."
Dr. Mitch B.
"When I had questions, he was able to answer all the ins and outs of the different policies with each of the companies that offer the insurance. That was extremely helpful instead of reading through five different policies and trying to figure out which is the best one.

It was a very stress-free process. They kept us informed the whole way which I really appreciated. Having electronic signature does help especially when we were interviewing for jobs and everything else."
Dr. Ehab Youssef
"I talked with a lot of agents, so when I talked to them I know what they are saying is really true. I think they are very efficient, they know all the details. They are very helpful.

They explain all the benefits and what’s the difference between all options so you can have a very educated choice. They are your consultant. They explain everything. You don’t need to do anything - you just can learn and think what you want. So I totally recommend them rather than any other agents."

Theresa A., Associate Institutional Director/DIO, Kaiser Graduate Medical Education
"Kaiser Permanente Northern California Residency Programs is very pleased with the responsiveness and high level of professionalism of Matt Wiggins and OnCall Advisors.

OnCall Advisors developed an educational course for our Chief Residents that was both informative and engaging. I appreciate the time Matt took to learn about our culture and specific needs.

We look forward to OnCall Advisors returning in the Fall and continuing to be a resource for our residents."

Simplify your search and get a great disability insurance policy: