Specifically For Iowa State University Employees
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Protect Your Income
Only part of your income is protected by the Iowa State group plan and it may not be enough if you get disabled.
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Lowest Price Guaranteed
Since you are employed by Iowa State, you can get up to a 30% discount on your own policy making it the cheapest!
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Own Your Policy
Your employer policy is owned by your employer meaning you can't take it with you or make any changes to the policy.
There are three major downsides to relying only on your employer's group coverage:
1. The Employer policy is taxable!
Your individual disability benefit is not taxable, but your employer benefit is!
2. Employer policies are non-portable.
This means that you can’t take them with you if you decide to leave your employer.
3. Your employer can cancel or change it at any time.
It is important to remember that an employer policy is not owned by you, meaning your employer has complete control over the policy.
We strongly recommend that you voluntarily purchase your own individual policy to better protect yourself and your finances as well as save you from the grief of being caught in a situation unprepared.
You shouldn’t have to take time to sort through a bunch of resources to find the best insurance policy. Don't stress over insurance shopping, let us get you the best coverage for you at the most affordable price.
How It Works
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Step 1: Request Your Quote
Fill out a simple form and we'll gather your personalized disability insurance quotes.
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Step 2: Review Pricing and Coverage
Talk with our specialists in order to compare and understand what you're buying.
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Step 3: Buy Risk-Free
We will handle boring paperwork so you can get back to what you'd rather be doing.
with Disability Insurance
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