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Podcast #163 Show Notes: Guide to Physician Disability Insurance

If you are not financially independent, you need to have a disability insurance policy in place. About one out of every five doctors over the course of their career use a long-term disability policy. If you don’t protect your income, what really is protected? It is really foundational to your financial plan. You need to have a policy in place that will replace a large portion of your income if you get disabled so you can continue moving forward with your plan. If you get disabled and you can’t actually earn your income, then all of that effort you put into your financial plan goes out the window.