What Companies Provide Disability Insurance for Doctors?

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When it comes to disability insurance for physicians, there are many companies that will offer coverage. However, physicians need to be sure to get *true own-occupation coverage* which is only provided by 6 insurance companies at this point.

The "Big 6" insurance companies include:

  • Principal
  • Guardian
  • Mass Mutual
  • Ameritas
  • Standard
  • Ohio National

    Big Six Companies for True Own Occupation Disability Insurance

MetLife used to be included in this list, but no longer sell disability insurance.

Some policies are often confused for having *true own-occupation coverage*, but DO NOT. Some of these include:

  • Northwestern Mutual
  • AMA
  • UNUM
  • Hartford
  • State Farm
  • Most employer provided group plans

Physicians should focus on securing a policy that contains a true own-occupation definition of disability. If you are interested in comparing all of the "Big 6" options, please complete our disability insurance quote request form and we will provide a report comparing all of your true own-occupation (specialty-specific) options.