When it comes to disability insurance for physicians, there are many companies that will offer coverage. However, physicians need to be sure to get *true own-occupation coverage* which is only provided by 6 insurance companies at this point.
The "Big 6" insurance companies include:
- Mass Mutual
- Ohio National
MetLife used to be included in this list, but no longer sell disability insurance.
Some policies are often confused for having *true own-occupation coverage*, but DO NOT. Some of these include:
- Northwestern Mutual
- State Farm
- Most employer provided group plans
Physicians should focus on securing a policy that contains a true own-occupation definition of disability. If you are interested in comparing all of the "Big 6" options, please complete our disability insurance quote request form and we will provide a report comparing all of your true own-occupation (specialty-specific) options.