If you are still in residency or fellowship, I’m sure you have been told that you need to look into disability insurance and get your options. But I ‘m sure you are also thinking, well is this really that important and do I have time to look into this.
We just wanted to cover a few reasons why this is really important to take advantage of and to look into your options.
You are young and healthy: disability insurance is very sensitive to changes in your health, it gets more expensive as you get older. So it is always a good idea to look into it when you are in training. Plus while you are getting the policy, if you are young enough and get the right policy you might be able to avoid getting labs done or having a physical.
Discounts: Discounts are huge, from a range of 10%-40% depending on your scenario. The discounts are something that carries over with you when you leave your training program. One of the questions we get from clients is “If I get discounts now, I’m only in training for 6 more months.” but you get those discounts for life. They carry over not only on the benefit that you have in your program but the benefit that you purchase and add on to your policy you have when you get to your attending position. So those discounts are huge.
So make sure if you have been putting this off, just know you can come to look at all of your options with the best discounts in the industry with us. We have a really simple and easy process that we will make sure you have time for.
As always, if you have more questions you'd like answered leave a comment below or reach out to us! We are always here to help!