Disability and life insurance are two of the most important investments a doctor can make when it comes to financial security for your family and your income.
The problem is, when insurance shopping, you can be overwhelmed by how much time it takes to get everything done. Many people will end up skipping one or the other and end up not fully protected.
We believe doctors have more important things to do than worry about insurance. We understand what it feels like to get ripped off, and we know that your time is valuable.
This is why thousands of doctors have trusted us to help them compare and understand the insurance they're buying.
We only quote and compare own-occupation disability insurance providers and the best term life rates to take the guess-work out of these decisions for doctors.
Here's how we do it:
Request your quotes.
Compare your options.
Disability insurance is a type of insurance that provides income in the case that you are unable to work due to an injury or illness. A disability ranging from a long-term illness to a disabling accident could take your career and your financial stability.
Disability insurance can be confusing because there is a lot of insurance jargon that can be confusing. Some of the most frequently asked questions we get about disability insurance are:
To protect yourself and those who depend on you, it is important to have disability insurance to cover the loss of income you would face due to chronic illness or injury.
If you want to learn more about disability insurance and why you need it, read more here: Beginners Guide to Disability Insurance for Doctors.
Life insurance will not only protect your loved ones if you pass away prematurely, but it will also provide great peace of mind as you go about your life knowing that those you care about are protected financially if something unforeseen happens to you.
Life insurance is not less important, it is but a little bit more basic than disability insurance. It’s not quite as complex as far as features and how to compare.
But it is something that can be tricky from time to time, so learning about your need for it and what types there are is still important.
Some of the most frequently asked questions we get about life insurance are:
If you’re unsure if you need a life insurance policy, find out here: Do You Need Life Insurance?
Something to keep in mind is both disability and life insurance are very sensitive to your age and changes in your health.
That’s why the best time to apply is now, to make sure that you get the cheapest and best policy possible. If you’re young and healthy enough, you might be able to avoid getting labs done or having a physical altogether.
Applying for disability and life insurance at the same time can save you time, ensure that you are fully protected, and help you to cut your to-do list down.
We are always here to help you understand your options and get you the best policy for you.